Bankruptcy Law Services – Beehive Advocates

At Beehive Advocates, we provide comprehensive bankruptcy solutions for individuals and businesses across Utah. If you’re struggling with overwhelming debt, wage garnishments, foreclosure threats, or creditor harassment, our experienced bankruptcy attorneys are here to help. We specialize in guiding clients through Chapter 7, Chapter 13, and other debt relief options tailored to their unique financial situations.

Our Bankruptcy Practice Areas

Chapter 7 Bankruptcy – Debt Elimination

Chapter 7 bankruptcy, also known as “liquidation bankruptcy,” is designed to provide individuals and families with a fresh financial start by eliminating most unsecured debts. This includes credit card debt, medical bills, personal loans, and more. Our skilled attorneys will assess your eligibility for Chapter 7, help protect your assets through exemptions, and ensure a smooth filing process.

Key Benefits of Chapter 7 Bankruptcy:

• Discharges most unsecured debts

• Stops wage garnishments and creditor harassment

• Protects exempt property such as your home, car, and personal belongings

• Provides a fresh start within months

Chapter 13 Bankruptcy – Debt Reorganization

If you have a steady income but are struggling to keep up with debt payments, Chapter 13 bankruptcy may be the right solution. This option allows you to restructure your debts into an affordable repayment plan spanning 3 to 5 years. Chapter 13 can also stop foreclosure and help you catch up on mortgage or car loan arrears.

Key Benefits of Chapter 13 Bankruptcy:

• Stops foreclosure and repossession

• Allows you to keep your home and assets

• Consolidates debts into one manageable payment

• Helps repay tax debt and secured loans

Foreclosure Defense & Mortgage Assistance

Beehive Advocates understands the stress of facing foreclosure. Our attorneys can help you explore legal options to stop foreclosure, negotiate loan modifications, and use bankruptcy as a tool to keep your home. Whether through Chapter 13 bankruptcy or other legal strategies, we are committed to protecting your property and financial stability.

Wage Garnishment & Creditor Harassment Relief

If your wages are being garnished or you’re constantly receiving calls from creditors, we can help put an end to it. Filing for bankruptcy initiates an automatic stay, which immediately halts wage garnishment and debt collection efforts. Our team will ensure that creditors comply with the law while helping you regain financial control.

Small Business Bankruptcy & Debt Relief

Financial struggles can hit small business owners hard. Beehive Advocates provides legal guidance for entrepreneurs considering Chapter 7 or Chapter 13 bankruptcy, business restructuring, or asset protection strategies. Whether you need to liquidate your business or reorganize debts to continue operations, we can help you make informed decisions.

Why Choose Beehive Advocates?

• Experienced Utah Bankruptcy Attorneys – Our team has helped countless individuals and businesses regain financial stability through bankruptcy and debt relief solutions.

• Personalized Legal Strategies – We take the time to understand your financial situation and tailor solutions that best fit your needs.

• Affordable & Transparent Fees – We offer flexible payment options and upfront pricing to make legal help accessible.

• Compassionate & Non-Judgmental Guidance – Financial hardship can happen to anyone, and we are here to support you every step of the way.